Health and Disability


If your medical, dental and other expenses are not covered or not fully covered by your provincial or employer plan, by this insurance you’ll benefit from the security of coverage for both routine and unexpected health care costs.


Disability insurance

Disability insurance protects your revenue and replaces a portion of your income if you become unable to work as defined by the coverage you've chosen.It is available for full-time, part-time or home-based workers.   


Critical Illness insurance

Critical illness insurance covers the unpredicted expenses and potential loss of income associated with a serious illness by giving you a lump sum payment which you can spend as you  wish when hit by one of the many critical diagnosis