Life Insurance


A life insurance policy pays a tax-free cash benefit to your beneficiaries when you die. It is a legacy that you can leave for your family members to maintain their lifestyle and pay debts and expenses.  Some insurance policies can also build savings you can access while still living.


There are three types of life insurances:



Term life insurance protects your family or key elements of your business through a low cost, temporary protection insurance policy for 10, 20 or 30 years or until you reach age 65 or age 100. The amount of coverage is flexible and you can customize it to your current needs and income.


Universal Life

Universal life insurance combines long term life protection with tax-deferred saving opportunity.

It helps you increase your wealth and is highly customizable to fit into financial plans for personal or business needs.


Whole Life

Whole life insurance offers guaranteed, stable lifelong protection for personal or business needs.

In the long-run it’s a sound financial product that you can count on and both guaranteed cash values and reinvested dividends that grow over time.